Learn at Home, At Your Own Pace

This package contains learning support materials for the three mandatory papers that make up the syllabus. – everything you need to become proficient with CeMAP®. It’s delivered solely online, so you can study whenever it suits you. It can be difficult to make time for study when your days are packed with existing work and home commitments, but with the option to study at your own pace, you will be more likely to complete the course. Expect to require an average of 60 hours to complete the course, from start to finish, but you can rest assured that you will have a full year after registration to do this – there’s no need to panic that these 60 hours will have to be crammed into a few weeks!

Provide Professional Mortgage Advice

Once you have completed the CeMAP® qualification (or a suitable FCA approved QCF Level 3 equivalent) you will be ready to offer your professional mortgage advice services. You may choose to apply a job in a financial institution or professional practice, or you may prefer to set up your own, independent business to provide a freelance service and be your own boss. Whatever you choose, this course can help you to fulfil your dreams and move forward towards a better future as a professional mortgage advisor.

To become a professional mortgage adviser you need to hold a qualification approved by the Financial Conduct Authority (FCA). CeMAP® is an FCA approved qualification awarded by The London Institute of Banking & Finance and additional fees are payable to them in order to sit the exams and achieve this qualification.

KEY LEARNING POINTS

While it is possible to complete the three papers individually, at various stages in a learning career, this training package includes all of the material that you will need to pass the course and so would suit individuals who would like to work through the syllabus without pause.

• Explore the structure and purpose of the UK financial services industry and the products that can be offered.
• Get to grips with some of the legal concepts that mortgage advisors, and property buyers, may face during the purchasing process, and learn how to offer advice and solutions if issues arise.
• Understand the concepts of inflation, interest rates, FCA regulation, anti-money laundering rules and adhering to the Data Protection Act 1998.
• Learn the ins and outs of the mortgage process, including the types of borrower, the types of mortgage product, the Mortgage Conduct of Business rules and legislation, the role of the mortgage advisor and the fees that can be charged, and the various interest rates that can be applied.
• Understand the need for valuations and surveys and how these can affect the mortgage application process.
• Learn how to deal with breaches of the Mortgage deed, including non-payments of the mortgage and building insurance, and the legal rights of the lender should non-payment occur. Learn how the consumers can be assisted if they struggle to meet a payment.
• Learn how to deal with breaches of the Mortgage deed, including non-payments of the mortgage and building insurance, and the legal rights of the lender should non-payment occur. Learn how the consumers can be assisted if they struggle to meet a payment.
• Understand the mortgage application process, including the definition of gazumping and gazundering, and the implications that these can have on the property buyer.
• Learn about the main features of the common mortgage options, and their interest rates, so that you can relay them to consumers in layman’s terms.
• Relate all of the knowledge that you have learned to realistic scenarios, applying mortgage solutions that adhere to the ethical and regulatory framework.

To become a professional mortgage adviser you need to hold a qualification approved by the Financial Conduct Authority (FCA). CeMAP® is an FCA approved qualification awarded by The London Institute of Banking & Finance and additional fees are payable to them in order to sit the exams and achieve this qualification.

ADVANTAGES OF THIS COURSE

• All of the learning resources that you need to gain the complete understanding of this course are in this one package.
• Extra support is available; ask experts, revision notes, specimen papers and online competence development tools are easily accessible (fee applicable).
• Diverse range of learning aids, including interactive simulations, tutorials, exercises and self-assessments, to ensure you remain engaged with the syllabus and retain the information.
• Improve your job prospects and become a professional mortgage advisor.

While homebuyers step onto the property ladder, you could be stepping onto the career ladder of a profession that has excellent prospects – take that first step today!